Should You Incorporate Your Company Online or Use an ACRA-Registered Filing Agent?

Choosing between DIY online incorporation and using an ACRA-registered filing agent is a major decision for entrepreneurs in Singapore. This guide offers a clear comparison, practical steps, and expert insights to help you make the right choice for your business. For an overview of the full incorporation process, see our Singapore company incorporation guide .

Understanding Your Options

1. Online Self-Incorporation via BizFile+

Singapore’s BizFile+ portal allows business owners to register their companies directly online. This method is ideal for those who are confident about local requirements and handling official paperwork themselves.

2. Engaging an ACRA-Registered Filing Agent

These professional service providers manage everything from documentation to compliance, ensuring your company meets all legal requirements from day one. Filing agents often coordinate closely with corporate secretarial services to ensure ongoing statutory compliance.

Step-by-Step Checklist: DIY Online Incorporation

• Ensure you have a SingPass (for citizens/PRs only).
• Decide on your company structure and name.
• Prepare and upload all required documents (director/shareholder details, constitution, registered address).
• Complete the BizFile+ application online.
• Pay statutory fees.
• Await approval and receive your Unique Entity Number (UEN).
• Open a corporate bank account.
• Handle all post-registration compliance (appoint secretary, file annual returns, etc.).

Step-by-Step Checklist: Using an ACRA-Registered Filing Agent

• Choose a reputable, ACRA-registered filing agent.
• Provide required details and documents to your agent.
• Agent reviews and completes all paperwork and submits via BizFile+.
• Receive updates and approval—your agent will notify you.
• Agent can assist with opening a bank account.
• Agent manages ongoing compliance, reminders, and filings, including post-incorporation compliance obligations .

Common Mistakes to Avoid with DIY Incorporation

• Incorrect or incomplete documentation (e.g., missing director information, errors in the constitution)
• Choosing a non-compliant company name
• Failing to appoint a qualified company secretary within 6 months
• Missing annual filing deadlines
• Overlooking sector-specific licenses or permits
• Not maintaining proper statutory records

These errors can result in delays, fines, or even rejection of your application.

Regulatory Changes: Stay Updated

Singapore’s corporate regulations and compliance requirements may change over time. Filing agents stay current with the latest rules, helping you avoid accidental non-compliance and ensuring your company remains in good standing. For a broader regulatory overview, refer to the Singapore corporate compliance guide (2026) .

Pros and Cons: Online Incorporation vs. Filing Agent

Conclusion & Recommendation

Online self-incorporation can work for experienced locals with simple setups, but the risks of mistakes and missed compliance are real. For foreigners, complex structures, or anyone seeking peace of mind and ongoing support, an ACRA-registered filing agent offers clear advantages.

Choose the path that fits your expertise, business needs, and comfort with Singapore’s corporate requirements.